Short-Term Duration
Typically have terms ranging from 6 to 24 months, providing temporary financing until the borrower can sell the property, complete renovations, or secure long-term financing.
Quick Funding
Can close loans in as little as 5 days, enabling investors to act swiftly on opportunities.
Minimal Documentation
Options that require no income documentation, using personal & business bank statements, P&L statements, or DSCR rental lease agreements.
High Leverage Available
Up to 85% loan-to-cost (LTC) and 70% after-repair value (ARV), allowing investors to maximize leverage while preserving cash for renovations or other investments.
Loan Overview
Loan Term
- 6 to 24 months
Loan Amount
- $100,000 to $2 million
Closing Time
- As fast as 5 days
Eligible Uses
- Property acquisition, renovation, stabilization, bridge to permanent financing
Documentation Required
- Minimal; options available with no income documentation
Ideal For
- Real estate investors needing quick, short-term financing
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