Ground Up Loans

Financing solution designed for real estate investors aiming to build new properties from the ground up.

Unlike renovation or Fix and Flip loans, these loans fund the entire construction process, from land acquisition to project completion.

Financing is available for land acquisition, soft costs and vertical construction, providing a one stop solution for ground up projects.

Offers up to 90% LTC, allowing investors to finance a significant portion of construction costs.

Loan can close in as little as 10 business days, enabling investors to commence projects promptly.

Loan terms range from 12 to 18 months with interest only payments, offering flexibility during the construction period.

Loan Overview

Loan Amount

- Up to $3M

Loan-to-Cost (LTC)

- Up to 90%

Loan-to-Value (LTV)

- Up to 70%

Financing Coverage

- Land, soft costs and vertical construction

Loan Term

- 12-18 months, interest only

Closing Time

- As fast as 10 days

Draw Management

- 24hr turnaround with digital draw inspections

Prepayment Penalty

- None

Property Types

- SFR 1-4 units, PUD, Condo, Non-warrantable Condo

Stay in Touch

Communication is key. If things change with your timeline or budget, looping in early can help avoid delays or penalties.